About the Bank

The Banco de Crédito Cooperativo (BCC) was formed by 31 rural Banks, being Cajamar its main shareholder:

  • The 18 rural Banks that are currently part of the Grupo Cooperativo Cajamar are: Cajamar, Caixa Rural Torrent, Caixa Rural de Vila-real, Caixaltea, Caixa Rural Burriana, Caixacallosa, Caixapetrer, Caixa Rural Nules, Caixa San Vicent de Vall d'Uixó, Caja Rural de Cheste, Caixalqueries, Caixa Rural d'Alginet, Caja Rural de Villar, Caixa Rural Vilavella, Caixaturís, Caixa Rural de Almenara, Caixa Rural Vilafamés and Caixa Rural Xilxes.
  • And other 13 rural Banks from Extremadura, Andalusia, Castilla-La Mancha, Catalonia and Community of Valencia that, not being integrated in the Grupo Cooperativo Cajamar, are shareholders of BCC and receive the same financial services required: the six entities of the Group Solventia (Almendralejo, Utrera, Baena, Cañete de las Torres, Nueva Carteya y Adamuz), Caja Rural de Castilla-La Mancha, Caixa Guissona and the rural banks of La Vall d'Uixó, Almassora, Benicarló, Vinaròs and Les Coves de Vinroma.

The BCC assume the management of the Grupo Cooperativo Cajamar, taking the responsibility for its working, setting commercial policies, procedures and risks controls; treasury management, as well as the issues of financial instruments, commercial plan and budget elaboration. For this, the BCC prepares and submits the consolidated annual accounts and assume the duties derived from the relationships with the supervisory bodies and the markets. Likewise, it ensures the compliance and improvement of the standards of corporate government of the Group, adapting them to the best practices.

The Banco de Crédito Cooperativo, along with the rural savings banks of the Grupo Cooperativo Cajamar, plays a key role in the modernisation of Spain's rural areas, contributing to the economic, social and environmental sustainability of our territory through its financial and social activity, paying special attention to the agri-food sector, as well as to the family economy, self-employed professionals and small and medium-sized enterprises.

Our Group is committed to financial inclusion, and its 5,176 employees provide financial services to nearly 3.8 million customers through more than 1,000 branches and rural counters, of which more than 30% are located in municipalities with fewer than 5,000 inhabitants and 6 are mobile banking units serving populations with fewer than 1,500 inhabitants in rural areas. In addition, they have their own digital banking, online banking and App.